Family home rent plus
The main concerns of the owners who have tenants are related to the payment of the monthly payments, with the damages that the property may suffer, with the civil liability as owners and in knowing what are the necessary coverages as an owner and what coverages the tenant should hire so as not to duplicate coverage.
With iSeguroscasa we turn these concerns into security and tranquility with a very small premium, because…
- You will have the coverages that are proper and necessary for the owner
- We offer the tenant all the coverages that are mandatory and those that are necessary for him
- You will have legal advice to resolve issues related to the rental contract
With this home insurance, you can focus your attention on the tax advantages of having a rented home and take advantage of it to deduct your insurance fee as an expense. We solve the rest by offering you:
- the necessary advice to define your real insurance needs
- protected the construction itself
- protected facilities (water, electricity …)
- protected everything you have inside (furniture, appliances, jewelry …)
- 24 hour home assistance
- online computer assistance
- DIY service at home
- medical guidance by videoconference
- legal advice
- the civil responsibility of the whole family
With iSeguroscasa you will have all the guarantees to solve any unforeseen event without worries or surprises.
From 39 €
- Atmospheric phenomena and other material damage
- Vandalism or malicious acts
- Family civil liability
- Electrical damage
- Aesthetic restoration of continents and furniture
- Total ruin of the house
- Installations leaks
- Leaks from adjoining or upper dwellings
- Carelessness and omission in closing the taps and derived civil liability
- Expenses for locating and repairing leaks
- Unblocking pipes
- Location and repair without damage
- Excess consumption
- Leaks by a defect of sanitary joints
- Roof and facade leaks
- Crystals and mirrors
- Sanitary ware
- Kitchen board
- Damage to the continent
- Locks replacement costs due to theft or loss of keys
- Theft and robbery of the home
- Furniture and trousseau
- Jewels out of the safe
- Jewelry inside the safe
- Cash-out of the safe
- Cash inside the safe
- Exploitation outside the home
- Cash sub-limit
- Home assistance service
- Boiler repair service
- Online IT helpdesk
- BricoHogar Service
- Telephone medical guidance service with videoconference
1. Claim and legal defense
• Defense and claim of the rental contract
• Defense of rights before the Insurance Compensation Consortium
• Defense of criminal responsibility
• Claim for extra-contractual damages
• Rights related to housing
• Claim for breach of contracts for repair or maintenance services of the facilities
• Telephone legal assistance
2. Guaranteed expenses
• Legal fees, rights and expenses derived from the processing of covered procedures.
• Attorney’s fees and expenses.
• Rights and advances of attorney when their intervention is mandatory.
• Notary fees and the granting of powers of attorney for lawsuits, as well as the minutes, requirements and other actions necessary to defend the interests of the insured.
• Fees and expenses of designating or authorized experts by the insurer.
• Establishment, in criminal proceedings, of bonds required to secure the provisional release of the insured, as well as to answer for the payment of court costs, excluding compensation and fines.
3. Non-payment of rents
This guarantee becomes effective when the insured receives the declaration of default made by the insured.
4. Vandalism on the continent and content
1. Claim and legal defense
- Defense and claim of the rental contract
- Defense of rights before the Insurance Compensation Consortium
- Defense of criminal liability
- Claim for damages of extra-contractual origin
- Rights relating to housing
- Claim for breach of service contracts for the repair or maintenance of the facilities
- Telephone legal assistance
2. Guaranteed expenses
- The judicial fees, rights and costs derived from the processing of the covered procedures.
- The attorney’s fees and expenses.
- The rights and advances of the attorney when his intervention is mandatory.
- Notarial expenses and the granting of powers of attorney for lawsuits, as well as the minutes, requirements and other actions necessary to defend the interests of the insured.
- The fees and expenses of experts appointed or authorized by the insurer.
- The constitution, in criminal proceedings, of the bonds required to obtain the provisional release of the insured, as well as to respond to the payment of court costs, excluding compensation and fines.
Finally, equipping the house will not involve any effort
Just to have your FAMILY HOME insurance contracted with us, you can enjoy this practical and innovative service, through which you will get professional help at home to carry out certain installation work in the maintenance and adaptation of your home.
The new iSeguros BricoHogar service will provide you with the broadest coverage in the market, incorporating jobs such as the installation and configuration of all kinds of technological equipment, the replacement of taps or the changes of blind rope, among many others.
What does the service consist of?
You will have professional help for the resolution of multiple necessary jobs in your insured home. You can hire 1 or 2 annual services, which include travel and 3 hours of labor.